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CashOne / Credit Card Instalment Loan $199 CashBack Promotion Terms and Conditions

  1. This CashOne / Credit Card Instalment Loan $199 CashBack Promotion (the “Promotion”) is available from 1 July 2017 - 30 September 2017 (both dates inclusive) (the “Promotion Period”) unless otherwise shortened or extended in accordance with these terms. The promotion is open to selected new and existing customers of Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”), subject to these terms. For the avoidance of doubt, the Bank, its employees, agents and/or representatives may notify a selected individual on the availability of the Promotion via electronic direct mailers, phone calls and/or such other channels as determined by the Bank at its sole and absolute discretion. By participating in the Promotion, you agree to be bound by these terms and conditions.

  2. Eligibility

  3. To qualify for this Promotion:
    1. you must apply for a new CashOne loan or Credit Card Instalment Loan with the Bank during the Promotion Period, provided always that you have an existing or applied for an eligible credit card account (“Eligible Card Account”) for the purposes of the crediting of any CashBack Reward (as defined below);
    2. the Bank must receive your application for the CashOne loan or the Credit Card Instalment Loan during the Promotion Period;
    3. your application for the CashOne loan or the Credit Card Instalment Loan must be approved by the Bank; and
    4. your CashOne loan account or Credit Card Instalment Loan account (each a “Loan Account”) and your Eligible Card Account must be validly existing (i.e. must not be suspended, cancelled or terminated), in good standing, and conducted in a proper and satisfactory manner at all times, including the time of crediting of any CashBack Reward (as defined below), as determined by the Bank at its sole and absolute discretion.

  4. For the avoidance of doubt, this Promotion is only applicable to new applications for the CashOne loan or the Credit Card Instalment Loan received and approved during the Promotion Period; and you must not have had your previous CashOne loan accounts and/or Credit Card Instalment Loan accounts suspended, cancelled or terminated for any reason prior to your new application and subsequently re-open another CashOne loan account and/or Credit Card Instalment Loan account during the Promotion Period, for the purposes of this Promotion.

  5. Notwithstanding the foregoing, the Bank may continue to process any application received by the Bank up to seven (7) calendar days after the end of the Promotion Period, and the Bank shall retain the sole and absolute discretion to determine the eligibility of these applications and/or allow the said applications for the purposes of this Promotion on a case-to-case basis, subject to these terms.

  6. CashBack Rewards

  7. If you satisfy the qualifying criteria set out in Clause 2, read with Clauses 3 and 4 above, you will be eligible to receive a one-time CashBack of $199 (“CashBack Reward”), per eligible Loan Account.

  8. The CashBack Reward will be credited into your Eligible Card Account within 50 working days from the date of approval of your application for the CashOne loan or the Credit Card Instalment Loan.

  9. The CashBack Reward is non-redeemable for cash, non-transferable, non-assignable and non-exchangeable.

  10. The Bank reserves the right to debit and/or forfeit any CashBack Reward without compensation if:
    1. you terminate either the Loan Account or the Eligible Card Account for any reason following the crediting of any CashBack Reward; and/or
    2. either your Loan Account or Eligible Card Account is not valid, subsisting and/or in good standing at any time after the crediting of the CashBack Reward, as determined at the Bank’s sole and absolute discretion.

  11. General

  12. Unless otherwise stated, this Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions. This Promotion is valid in conjunction with the Bank’s “Credit Limit Review $10 Cashback Promotion” (the terms and conditions of which can be found at sc.com/sg/CLI)

  13. The Bank may vary, modify, add, delete or otherwise revise any of the terms and conditions governing the Promotion or to terminate, withdraw, extend or shorten the Promotion at any time at the Bank’s sole discretion, with or without prior notice or reason

  14. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion, including your eligibility for any CashBack Reward and/or the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and binding and no correspondence will be entertained.

  15. These CashOne / Credit Card Instalment Loan $199 CashBack Promotion Terms and Conditions are to be read in conjunction with the Bank’s Customer Terms, the Current / Cheque / Savings Account and Time Deposit Terms, the Personal Loan / Personal Line of Credit / Overdraft Terms, the Credit Card Terms, the CashOne Product Terms and/or the Credit Card Instalment Loan Product Terms (as the case may be) (the “Other Terms”). In the event of any inconsistency between these terms and the Other Terms, these terms prevail only to the extent of such inconsistency.