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  1. Credit Cards
  2. Unlimited Cashback Credit Card

Unlimited Cashback Credit Card

Get 5% bonus cashback with min. spend of S$500 within 30 days of card approval

  • Apply Now

    Apply for Standard Chartered Unlimited Cashback Credit Card

    Do you have a Standard Chartered online banking login?

Unlimited Cashback Credit Card Benefits
  • cashback on all your spends. No minimum spend. No cashback cap.

  • cashback sign up gift and a bonus 5% cashback

  • cashback on your approved Funds Transfer Amount.

Terms and Conditions apply.

Double your cashback with Unlimited$aver. Find out more.

Credit Card Features

Instant Digital Credit Card

Apply for an Instant Digital Credit Card online using MyInfo. Read more

Fund Transfers

Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply. Read more

SC EasyBill

Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply. Read more

EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply. Read more
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The EZ-Link facility will be discontinued for Standard Chartered Unlimited Cashback Credit Cards issued from 8 December 2019. For more details, please click here.
EZ-Link facility enabled on all Unlimited Cashback Credit Cards issued before 8 December 2019, enables you to tap your card to pay for your public transport and commute freely. What’s more, the card is pre-enrolled with the EZ-Reload by Card service upon activation for a hassle-free auto top-up when your card has insufficient value for payments. If you opt to activate EZ-Reload using the Autoload Reference Number (ARN), please be advised that each top-up amount is $50.

Click here for FAQ

Application Eligibility

  • Aged: 21 – 65 years
  • Minimum annual income: S$30,000

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers or Existing Customers with Change(s) in Income/Employment

For SingPass holders applying with MyInfo

No documents are required

For salaried employees:
  • Copy of NRIC (front and back)
  • Latest computerised payslip OR
  • Latest 6 months’ CPF Contribution History Statement OR
  • To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.
For self-employed
  • Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
For commission earner (any one from below)
  • Latest 3 months payslip + Latest income tax notice of assessment
  • Latest 6 months CPF contribution history statement
  • Latest 3 months payslip
  • Copy of 2 year income tax notice of assessment ( For 100% commission earner)

Refer to application form for details

Application Eligibility

  • Aged: 21 – 65 years
  • Minimum annual income: S$60,000
  • Must hold a Singapore Employment Pass

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers or Existing Customers with Change(s) in Income/Employment

For SingPass holders applying with MyInfo

No documents are required

Please prepare the following:
  • Copy of Passport (with at least 6 months’ validity)
  • Copy of your Employment Pass
  • Any ONE of the following documents:
    (i) Latest utility bill, rates or tax bill
    (ii) Latest bank / credit card statement (e-Statements are accepted)
    (iii) Rental agreement showing your address
    (iv) Latest mobile phone statement or pay-TV statement
    (v) Letter from employer stating current address
    (vi) Government-issued document stating current address (e.g. IRAS, CPF, ICA)
Additional Documents:
For Salaried Employees/Partial Commission-based Earners
  • Latest computerised payslip

    To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For 100% Commission-based Earners
  • Copy of NRIC (front and back)
  • (i) Latest Income Tax Notice of Assessment (NOA) OR
    (ii) Latest 3 months of Commission Statement from same employer
For Self-employed
  • Latest Income Tax Notice of Assessment (NOA)
First and Second year S$0

The annual fee is waived off for the first two years.
Thereafter, annual fee is S$192.60 including GST.

Finance Charges

EIR 26.9% per annum (minimum) Effective Interest Rate (“EIR”): If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received.

Cash Advance

6% per transaction
Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.

Late Payment Charges

S$80
A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card will be adjusted to 29.9% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 26.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.

For more details on all other applicable fees and charges, please click here.

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here
If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:
Card carrier that comes with your credit card
• NRIC
• Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg
*Note: The free credit report is not available for renewed or replaced cards.

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