Exclusively for new credit cardholders, apply now and get one of three gifts (worth up to $150). Terms and conditions apply.
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Introducing the card that lets you live a life without limits. Score unlimited cashback on all spend - from beach holidays to buffet feasts, or even your new wardrobe. Unlimited cashback and no minimum spend. Enjoy 1.5% cashback on all spend.

Promotion

Promotion
Exclusive to new credit cardholders

Apply now and choose1 from: (a) $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits.

Terms and conditions apply.

Apply Now

 

Features

1.5% cashback on all spend2

No cashback cap and no minimum spend.

3% cashback on all foreign currency spend3

Inclusive of the 1.5% cashback on all spend. Promotion ends 30 June 2017.

All-in-one card

The Unlimited Cashback Credit Card doubles up as your ez-link card with the EZ-Link facility enabled on it. Now, you just need one card for all your needs.

EZ-Reload

With the EZ-Link facility enabled on the Unlimited Cashback Credit Card, you can tap your card to pay for your public transport and commute freely. What’s more, the card is pre-enrolled with the EZ-Reload by Card service upon activation. Enjoy hassle-free auto top-up with EZ-Reload when your card has insufficient value for payments. If you opt to activate EZ-Reload using the activation code, please be advised that each top-up amount is $50 and a convenience fee of $0.25 will be charged each time.

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Click here for FAQ

1-for-1 Privileges

Other Privileges

  • Other privileges-Start riding with Uber
    Start riding with Uber

    Enjoy 20% cashback on Uber fares globally up to $50 each month, until 30 September 2017. Simply charge a monthly minimum of $600 on eligible retail spend to your credit card.

    Terms and conditions apply

  • Other privileges-SMRT Taxi
    SMRT Taxis

    $0 admin fee for SMRT taxi rides.



    Terms and conditions apply

  • Other privileges-TANGS
    TANGS

    Complimentary parking with a minimum spend of $100 per day in a single receipt at TANG PLAZA. Valid from Saturdays to Mondays.

    Terms and conditions apply

  • Other privileges-Harrys
    Harry’s

    10% off total bill.

     


    Terms and conditions apply

  • The Good Life Privileges
    The Good Life® Privileges

    Discover new offers and experiences globally with your credit and/or debit cards.

     

    Learn more

Fees and Charges

Annual Fee of $192.60 w/GST (waived for first 2 years)

Interest Rate

Effective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.

Eligibility

  • Age

    21 to 65 years old


    Minimum Annual Income

    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000

    Employment Pass Holders

    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes
  • You will need:

    • Copy of NRIC/Passport/Employment Pass (front and back)

    For salaried (any of the following):

    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution

    Apply Now

Terms and Conditions

Credit Cards Sign-Up (1 February to 30 June 2017) Promotion Terms and Conditions

1To be eligible for the Credit Cards Sign-Up Promotion (“Promotion”) available from 1 February to 30 June 2017 (both dates inclusive) (“Promotion Period”), you must apply for an eligible credit card (“Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (“Bank”) as a principal cardholder during the Promotion Period and such application for the Eligible Card must not be in conjunction with your application for a CashOne / Credit Card Instalment Loan or a Mortgage Loan under the Home Suite Bundle. If you do not have any existing / previously cancelled principal credit cards with the Bank at the point of your application, you will be eligible to choose between receiving any one of (A) $150 in Uber credits (“Uber Credits”), (B) a $150 Caltex StarCash card (the “Caltex StarCash Card”) or (C) up to $138 cashback (depending on the specific channel utilised) for the Eligible Card approved under this Promotion. If you already have an existing / previously cancelled principal credit card with the Bank at the point of your application, you will be eligible to receive $20 cashback for the Eligible Card approved under this Promotion. If (1) the choice of sign-up gift and/or cashback (as applicable) is not indicated/not indicated clearly or (2) more than 1 sign-up gift and/or cashback is indicated at the point of application, you will be deemed to have chosen to receive the Uber Credits. If you opt for the Uber Credits, a promo code will be issued to you which entitle you to $10 off each Uber ride for 15 consecutive rides. These must be used within 4 weeks from the date the promo code was issued to you. A promo code will be sent via SMS to all qualifying customers within 60 working days from Eligible Card activation. If you opt for the Caltex StarCash Card, a redemption letter will be mailed to you within 60 working days from Eligible Card activation for the collection of the Caltex StarCash Card. If you opt for / are eligible to receive cashback, this will be credited to your principal Eligible Card account within 30 working days from Eligible Card activation, subject to the Eligible Card being valid and in good standing. The maximum cashback you may receive under any and all other Credit Card Sign-up Promotions is capped at $138.No further cashback will be awarded under this Promotion if the previous cashback cap under any earlier Credit Card Sign-up Promotions has been reached, as determined by the Bank. The Bank reserves the right not to grant any waiver of the first year annual fee for the Eligible Card account, if you fail to charge a minimum of 3 eligible retail transactions to the Eligible Card account within 60 days from the card approval date. This Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions, including but not limited to the MANHATTAN Sign-Up Promotion (1 January to 31 March 2017). Credit Cards Sign-Up Promotion (1 February to 30 June 2017) Terms and Conditions apply. Click here for full terms and conditions, including eligibility and exclusions.“Eligible Card” refers to Unlimited Cashback Credit Card, Platinum Visa/Mastercard® Credit Card, MANHATTAN World Mastercard® Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card or PruPrestige Visa Signature Credit Card.

Unlimited Cashback Credit Card Promotion Terms and Conditions

2The Standard Chartered Unlimited Cashback Credit Card (“Card”) gives you 1.5% cashback ("Unlimited Cashback") when you (including your supplementary cardholder(s) on your Card account) charge Eligible Retail Transactions (refer to transaction exclusions below) to the Card. The following transactions are not Eligible Retail Transactions and will not earn Unlimited Cashback: a) any cash advance; b) any fees and charges (including annual fees, late payment fees, interest charges, and or finance charges) charged to your Card; c) any balance or fund transfer; d) any monthly instalment of an EasyPay transaction; e) any amount charged to your Card (and/or your supplementary credit card) that is subsequently cancelled, voided, refunded or reversed; f) recurring payments or payments made to all billing organisations using Standard Chartered Online Banking; g) AXS or ATM transactions made using the Card; h) amounts which have been rolled over from the preceding months’ statements; i) tax refunds credited into your Card account (and/or your supplementary credit card account); j) any tax payments charged to your Card (and/or your supplementary credit card); k) any insurance premiums charged to your Card (and/or your supplementary credit card); and l) any top-ups or payment of funds to any prepaid cards (with the exception of EZ-Reload charged to your Card) and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM. Unlimited Cashback is computed on a monthly basis based on your statement date and will be calculated based on two decimal places for each individual Eligible Retail Transaction without any rounding off . Unlimited Cashback earned will be reflected in that month’s card statement but credited to your principal Card account only in the following statement cycle month. Such Unlimited Cashback amount will be automatically offset against the following statement cycle month’s billed amount. Unlimited Cashback earned by your supplementary cardholder(s) of the Card will be credited into your principal Card account. Click here for the full Standard Chartered Unlimited Cashback Credit Card Terms and Conditions that apply .

Unlimited Foreign Currency Cashback Promotion Terms and Conditions

3The Standard Chartered Unlimited Foreign Currency Cashback Promotion (“Promotion”) is valid from 8 March to 30 June 2017 (both dates inclusive) (“Promotion Period”). Use this Promotion in conjunction with your Unlimited Cashback Credit Card (the "Card") to receive a total of 3% cashback (“Total Cashback”), comprising (i) the 1.5% cashback ("Unlimited Cashback") you can receive when you use the Card in the manner specified in the Standard Chartered Unlimited Cashback Credit Card Terms and Conditions and (ii) an additional 1.5% cashback (“Promotional Cashback”) on eligible retail purchases charged in foreign currency (“Eligible Foreign Currency Retail Transactions”) to your Card. Eligible Retail Transactions (for purposes of Unlimited Cashback) exclude the following transactions: :EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZLINK*, EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, MB* MONEYBOOKERS.COM, WWW.IGMARKETS.COM.SG, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAY * CAPITALROYA, Saxo Cap Mkts Pte Ltd and SKR*SKRILL.COM. Eligible Foreign Currency Retail Transactions for purposes of Promotional Cashback excludes transactions that (1) are not Eligible Retail Transactions or (2) are charged in Singapore Dollars. Total Cashback is computed on a monthly basis based on your statement date. Promotional Cashback earned will be reflected together with the Unlimited Cashback as an aggregated amount in that statement cycle month’s card statement but credited to your principal Card account in the following statement cycle month. Click here for the Standard Chartered Foreign Currency Cashback Promotion Terms and Conditions that apply, including details on eligible/excluded transactions for each set of terms and conditions.

Exclusive 1-for-1 Privileges Terms and Conditions

1-for-1 Privileges Terms and Conditions: Payment must be made with Standard Chartered Unlimited Cashback Credit Card. Privileges are not exchangeable for cash or other items and cannot be used in conjunction with any other discounts, privileges, promotions, discount schemes, loyalty programmes, discount cards or vouchers, unless otherwise stated. Privileges are subject to the individual merchant´s terms and conditions. Please check with the relevant merchant or outlet concerned. Standard Chartered Bank (Singapore) Limited is not an agent of the merchant and makes no representation as to the quality of goods and services provided. Any dispute about quality or performance of the product and/or service is to be resolved directly with the merchant Standard Chartered Bank (Singapore) Limited and the respective merchants reserve the right to vary the General Terms and Conditions governing the offers without prior notice. In the case of a dispute, the decision of Standard Chartered Bank (Singapore) Limited on all matters shall be final.

Krispy Kreme

Exclusively for Standard Chartered Unlimited Cashback Credit Card. Valid from now till 30 June 2017. Limited to one complimentary doughnut per Cardholder per day. Cardholder will receive a complimentary Original Glazed® Doughnut with every Original Glazed® Doughnut purchased and paid with the Standard Chartered Unlimited Cashback Credit Card. Valid at all Krispy Kreme stores, excluding 7-Eleven outlets.

Swensen’s

Exclusively for Standard Chartered Unlimited Cashback Credit Card. Valid from now till 30 June 2017. Limited to one complimentary ice cream per Cardholder per day. Cardholder will receive a complimentary scoop of ice cream with every scoop of ice cream purchased and paid with the Standard Chartered Unlimited Cashback Credit Card. Ice cream is valid for both dine-in or takeaway. Valid at all Swensen’s outlets except Earle Swensen’s outlets.

Spinelli Coffee Company

This promotion is valid from 8 March to 31 May 2017, and is only applicable for the purchase of a Café Latte or Cappuccino at Spinelli Coffee Company’s outlets across Singapore, where payment for the purchase of the Café Latte or Cappuccino is made using a Standard Chartered Card via Apple Pay, Samsung Pay or Android Pay only. Limited to 1 redemption per cardholder per visit. Limited redemptions available. Unless otherwise stated in the Mobile Wallets One-for-One Deals Promotions terms and conditions, this promotion is not valid with any other promotions, vouchers and/or discount cards. Click here for the full Terms and Conditions

SaladStop!

This promotion is valid from 8 March to 31 May 2017, and is only applicable for the purchase of a signature salads at SaladStop!’s outlets across Singapore, where payment for the purchase of the signature salad is made using a Standard Chartered Card via Apple Pay, Samsung Pay or Android Pay only. Limited to 1 redemption per cardholder per visit. Limited redemptions available. Unless otherwise stated Mobile Wallets One-for-One Deals Promotions terms and conditions, this promotion is not valid with any other promotions, vouchers and/or discount cards. Click here for the full Terms and Conditions

Other Privileges Terms and Conditions

Uber

The Standard Chartered and Uber 2016/2017 Promotion (“Promotion”) is available from 1 October 2016 to 30 September 2017 (both dates inclusive) (the “Promotion Period”) and is valid for eligible credit cards issued by Standard Chartered Bank (Singapore) Limited (card exclusions apply). An Eligible Cardholder can earn 20% Cashback (“Cashback”) on transactions made on the Uber App in a calendar month (“Eligible Cardholders”). To qualify, a Cardholder must successfully charge a minimum of $600 in that same month on total eligible retail transactions, (“Minimum Monthly Spend”) including transactions made on the Uber App and UberEats App. Maximum Cashback on one card in a calendar month is capped at $50. The Cashback will be credited into the eligible Cardholder’s Card account by the end of the next calendar month. The Standard Chartered and Uber 2016/017 Promotion Terms and Conditions apply. Visit here to find out more.

SMRT Taxis

Valid from now till 31 August 2017 (dates inclusive), or limited to the first 200,000 Mastercard® transactions whichever comes first. Thereafter, it’s a nominal admin fee of $0.30 only. Terms and conditions apply.

TANGS

Valid till 31 May 2017 on every Saturday, Sunday and Monday only. Only valid for the first 100 redemptions per day at TANG PLAZA only. Redemption of complimentary parking must be made on the day of purchase and utilized within the same day. Redemption is at customer service counter at Level 3 to validate receipt and payment made with Standard Chartered Unlimited Cashback Credit Card.

Fuel savings at Caltex

Under the Standard Chartered and Caltex 2016/2017 Promotion held from 1 August 2016 to 31 March 2017 (both dates inclusive), Cardholders can get (i) 14% upfront discount (which includes the 5% site discount) on their Caltex fuel charges and; (ii) additional 11.7% rebate on the transacted amount on their Card at Caltex. In order to qualify for the 11.7% rebate on Caltex spends in a month, a Cardholder needs to charge a minimum monthly spend of $600 in the same calendar month on total eligible retail spends. The maximum rebate a Cardholder can receive during the Promotion Period is capped at $250. The Standard Chartered Caltex 2016/2017 Promotion Terms and Conditions apply. Visit here for the list of eligible retail spends as well as full terms and conditions that apply.

Harrys

Valid on Mondays to Sundays till 14 May 2018 at all Harry’s outlets.

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      Speaking Up

      Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

      Disclaimer

      Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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