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Notice of Change

With effect from 1 November 2016, Personal Banking Privileged Plan will be rebranded as Premium programme. Please click here to view the details.

Welcome Reward for Referee:

New client can enjoy the following fabulous welcome rewards upon successful application of respective service or product! 

  • Priority Banking

    560pximage

    Enjoy 100,000 Asia Miles

    Learn more

  • Premium programme

    560pximage

    Enjoy 19,000 Asia Miles

    Learn more

560pximage

Integrated Deposits Account Online Welcome Offer

Apply online to enjoy up to HKD300 cash rebate online welcome offer and free online interbank fund transfer service!

Learn more

Apply now

Remarks to Referee »
  1. The promotion period is from 1 April 2017 to 30 June 2017, both dates inclusive (“Promotion Period” ).
  2. To be eligible to participate in the Online Referral Program, referee who participates in Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program must NOT hold any products or services with the Bank (including but not limited to any deposit accounts, investment services and insurance products underwritten by third party insurer and distributed by the Bank) in the past 12 months prior to his/her New Service (as defined in Clause 3 below) sign up date; and referee who participates in Credit Card Online Member-Get-Member Referral Program must not currently hold, or must not have cancelled any Principal Card of Standard Chartered Credit Card or MANHATTAN Credit Card in the past 6 months from the date of approval of the Designated Credit Cards (as defined in Clause 3 below) ("New Cardholder") ( the "Referee" ), and the Referee must be the Primary Account Holder either in sole name or joint name of the New Service(s) that applied. For the avoidance of doubt, the requirement in this Clause 2 does not apply to the Salary BonusPack Online Member-Get-Member Referral Program.
  3. New Service refers to Priority Banking, Premium programme, Salary BonusPack or Standard Chartered Platinum Credit Card AND Standard Chartered UnionPay Dual Currency Platinum Credit Card (each a "New Service", collectively "New Services"). Standard Chartered Credit Card refers to any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by the Bank, except any Standard Chartered Business Card or Standard Chartered Corporate Card (“Standard Chartered Credit Cards").Standard Chartered Platinum Credit Card and Standard Chartered UnionPay Dual Currency Platinum Credit Card will be defined as Designated Credit Cards ( "Designated Credit Cards") herein below.
  4. For application of Designated Credit Cards during Promotion Period, Referee must successfully apply for Principal Card of Designated Credit Cards during the Promotion Period. Referee’s credit cards must be approved on or before 31 August 2017.
  5. Referee must successfully complete the Online Application Form (the “Online Application Form”) for one or more of the New Service(s) they wish to apply through designated web page as stated in the email or via the hyperlink in the email received and forwarded by Referrer, and input the Referral Number upon submission of application during the Promotion Period.
  6. Other than Designated Credit Cards online application, Referee who applied for designated banking services, including Priority Banking, Premium programme and /or Salary BonusPack, upon successful submission of the Online Application Form, he/she will be required to bring all the required documents specified on the Online Application Form with the Referral Number, to any of our branches within 14 days to complete the account opening process.
  7. For Referee who successfully signed up for Priority Banking or Premium programme , if the average daily Relationship Balance of Referee within the quarter falls below the amount determined by the Bank, quarterly maintenance fee will be charged. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk.
    Service Plan Average Daily Relationship Balance within the quarter falls below Quarterly Maintenance Fee
    Priority Banking HK$1,000,000 HK$900
    Premium programme HK$200,000 HK$360
  8. The Annualised Percentage Rate (“APR”) for retail purchase is 33.41%; annual fee is HK$1,800 for Standard Chartered Platinum Credit Card and Standard Chartered UnionPay Dual Currency Platinum Credit Card. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.
  9. Integrated Deposits Account online application is only applicable to client who does not hold any Standard Chartered deposit account, i.e. Savings Account(s), Current / Cheque Account(s), Integrated Deposit Account(s) and Time Deposit Account(s), in the past 12 months. Please click here for details.
  10. Client who applies Integrated Deposits Account online will need to bring along all the required documents and visit any branch nearby to complete the account opening process within 14 days after submit this deposit account application online.

Terms and Conditions

Terms and Conditions for Referral Offers to Referrer of Online Member-Get-Member Referral Program
General Terms and Conditions
    General Terms and Conditions for Online Member-Get-Member Referral Program ("Online Referral Program")
  1. The promotion period is from 1 April 2017 to 30 June 2017, both dates inclusive ("Promotion Period").
  2. To be eligible to participate in the Online Referral Program, Referrer must be an existing client of the Standard Chartered Bank (Hong Kong) Limited (the "Bank")(the "Referrer"). (i) Business Banking Clients,(ii) Private Bank clients (iii) clients who are solely holding Standard Chartered Business Card and/or Standard Chartered Corporate Card, and/or (iv)designated frontline staff of the Bank, are not eligible as Referrer under this Online Referral Program. Employees of the Bank are not eligible for the Online Referral Program and cannot be qualified as the Referrer or Referee (as defined in Clause 3 below).
  3. To be eligible to participate in the Online Referral Program, referee who participates in Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program must NOT hold any products or services with the Bank (including but not limited to any deposit accounts, investment services and insurance products underwritten by third party insurer and distributed by the Bank) in the past 12 months prior to his/her New Service (as defined in Clause 4 below) sign up date; and referee who participates in Credit Card Online Member-Get-Member Referral Program must not currently hold, or must not have cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card in the past 6 months from the date of approval of the Designated Credit Cards (as defined in Clause 4 below)("New Cardholder") ( the "Referee" ), and the Referee must be the Primary Account Holder either in sole name or joint name of the New Service(s) that applied. For the avoidance of doubt, the requirement in this Clause 3 does not apply to the Salary BonusPack Online Member-Get-Member Referral Program.
  4. New Service refers to Priority Banking, Premium programme, Salary BonusPack or Standard Chartered Platinum Credit Card AND Standard Chartered UnionPay Dual Currency Platinum Credit Card (each a "New Service", collectively "New Services"). Standard Chartered Credit Card refers to any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by the Bank, except any Standard Chartered Business Card or Standard Chartered Corporate Card (“Standard Chartered Credit Cards"). Standard Chartered Platinum Credit Card and Standard Chartered UnionPay Dual Currency Platinum Credit Card will be defined as Designated Credit Cards ( "Designated Credit Cards") herein below.
  5. To enjoy the Referral Offer (as defined in Clause 8 below), Referrer must make a successful referral of Referee to sign up for the New Service during the Promotion Period with ALL the following requirements fulfilled ("Successful Referral"):
    1. Referrer must complete the Online Member-Get-Member Referral Registration Form ( the "Online Registration Form" ) at sc.com/hk during the Promotion Period prior to the Referee signs up for New Service (unless specified). Upon successful submission of the Online Registration Form, Referrer will receive an email with a hyperlink and a Referral Number which related to this Online Referral Program. Referrer must forward that email and the Referral Number to Referee.
    2. Referrer continues to be an existing client of the Bank, and maintain valid deposit / credit card account at the time when the Referral Offer is credited to the relevant account as specified below, otherwise, the Bank has the right to forfeit the Referral Offer without prior notice.
    3. Referee must successfully complete the Online Application Form (the "Online Application Form") for one or more of the New Service(s) Referee wishes to apply through designated web page as stated in the email or via the hyperlink in the email received and forwarded by Referrer, and input the Referral Number upon submission of application during the Promotion Period.
    4. Other than Designated Credit Cards online application, Referee who applied for designated banking services, including Priority Banking, Premium programme and /or Salary BonusPack, upon successful submission of the Online Application Form, he/she will be required to bring all the required documents specified on the Online Application Form with the Referral Number, to any of our branches within 14 days to complete the account opening process.
  6. Upon successful registration for Online Referral Program, Referrer will be regarded as having registered for Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program, Salary BonusPack Online Member-Get-Member Referral Program and Credit Card Online Member-Get-Member Referral Program at the same time. Specific Terms and Conditions apply to each of the above Online Member-Get-Member Referral Programs. There may be additional requirements on the eligibility of referrers or referees under each of the above Online Member-Get-Member Referral Programs. For details, please refer to their respective Terms and Conditions.
  7. For detailed Terms and Conditions of Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program, Salary BonusPack Online Member-Get-Member Referral Program and Credit Card Online Member-Get-Member Referral Program, please click here.
  8. Under Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program, Salary BonusPack Online Member-Get-Member Referral Program and Credit Card Online Member-Get-Member Referral Program, offer under which an eligible referrer will be entitled upon fulfillment of respective requirements are referred collectively as Referral Offer ("Referral Offer"). There is no maximum limit on Referral Offer for successful referrals.
  9. If, according to the Bank’s records, Referee fails to complete the step in Clause 5c above and the Referral Number of the Referrer cannot be successfully recorded in the Bank's system, or the Referral Number recorded is not correct for whatever reasons, the Bank will not offer any Referral Offer to the Referrer.
  10. If Referrer chooses Asia MilesTM as Referral Offer, Referrer must have successfully registered online during the period from 1 April 2017 to 31 July 2017, both dates inclusive (“Registration Period”) with valid Asia MilesTM membership in the name of the Referrer at the Bank's website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled or modified. For Eligible Referrer for Online Referral Program who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for miles crediting purpose.
  11. Asia Miles Rewards Registration under Online Referral Program is only applicable to Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program and Salary BonusPack Online Member-Get-Member Referral Program. Please note that once Referrer has registered for Asia Miles Rewards, Referrer will be regarded as having chosen Asia Miles as Referral Offer(s) if Referrer is entitled to any under the Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program and/or Salary BonusPack Online Member-Get-Member Referral Program. The Bank will offer the relevant rewards, if any, to Referrer in the form of Asia Miles under the Priority Banking Online Member-Get-Member Referral Program, Premium Online Member-Get-Member Referral Program and/or Salary BonusPack Online Member-Get-Member Referral Program.
  12. Referrers cannot refer themselves as new clients. Referrers and Referees cannot refer each other to sign up all New Services. To be eligible for the Referral Offer, the Referee who has been successfully referred by one Referrer cannot be repeatedly referred by the same Referrer or other Referrer(s).
  13. If Referrer is entitled to the Referral Offer as well as other promotional offers, the Bank reserves the right to grant the Referrer one of or part of the prevailing offer or other offers. Separate Terms and Conditions apply to other promotion offers. Please check with the Bank's staff for details.
  14. For Referee who has successfully signed up for Priority Banking or Premium, if the average daily Relationship Balance of Referee within the quarter falls below the amount determined by the Bank, quarterly maintenance fee will be charged. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of the Bank's branches or at our website sc.com/hk.
    Service Plan Average Daily Relationship Balance within the quarter falls below Quarterly Maintenance Fee
    Priority Banking HK$1,000,000 HK$900
    Premium programme HK$200,000 HK$360
  15. All Referral Offers cannot be transferred, returned, exchanged, or converted into cash, unless otherwise specified.
  16. Terms and Conditions of the relevant Asia Miles Program apply for redemption and/or use of Asia Miles. For details, please visit www.asiamiles.com. The Bank is not obliged to notify clients of any changes or latest announcements of Asia Miles. Clients understand and accept that the Bank is not supplier of the redeemed items (including Asia Miles). The Bank shall bear no liability relating to any aspect of the Asia Miles and/or redeemed items, including without limitation, their quality, the supply, the descriptions provided by the supplier, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the Asia Miles and/or redeemed items provided by the supplier, its employees, officers or agents.
  17. The Bank reserves the right to vary, modify or terminate all the Offers, and to amend any of the Terms and Conditions from time to time without prior notice. Referrer's eligibility to the Referral Offer, including but not limited to in respect of the calculation of Referee's total balance at the Bank, and the calculation methods of Referral Offer, is to be determined by the Bank based on the Bank's latest record. In case of disputes, the Bank's decision and record shall be final and binding.
  18. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall apply and prevail.
Priority Banking Online Member-Get-Member Referral Program ("Priority Banking Online Referral Program")

Important Notes: Please also read the General Terms and Conditions for Online Referral Program.

    A. General Terms and Conditions for Priority Banking Online Referral Program
  1. Referee may be entitled to reward under the Bank's other promotional offer(s), which is/are separate from the Priority Banking Online Referral Program and is/are under separate terms and conditions. Please check with the Bank's staff for details.
  2. The actual offer that the referrer may enjoy will be the prevailing offer of a certain promotion period during the submission of the Online Registration Form (as defined in Clause 5a of the General Terms and Conditions for Online Referral Program), where applicable, falls into.
    B. Terms and Conditions for Priority Banking Online Referral Program
  1. To be eligible for the Asia Miles or cash rebate under Priority Banking Online Referral Program, Referrer (as defined in Clause 2 of the General Terms and Conditions for Online Program) must make a Successful Referral under Clause 5 of the General Terms and Conditions for Online Referral Program. The New Services (as defined in Clause 4 of the General Terms and Conditions for Online Referral Program) selected by the Referee (as defined in Clause 3 of the General Terms and Conditions for Online Referral Program) in the Online Application Form must include Priority Banking, and the New Service signed up by Referee successfully during the Promotion Period must include Priority Banking.
    1. Referrer must fulfill the conditions of a Referrer as set out in Clause 2 and 5 of the General Terms and Conditions for Online Referral Program ("Eligible Referrer for Priority Banking Online Referral Program").
    2. Referee must fulfill the conditions of a Referee as set out in Clause 3 and 5 of the General Terms and Conditions for Online Referral Program, AND the following additional conditions ("Eligible Referee for Priority Banking Online Referral Program"):
      1. Complete the "Customer Investment Profile" questionnaire within 2 weeks from the Priority Banking sign-up date; and
      2. Deposit to the Bank with new funds of no less than HK$1,000,000 by cash, cheque/cashier's order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)), telegraphic transfer from other banks excluding any transfer of funds from any accounts within the Bank ("New Funds") within 2 weeks from the date of Priority Banking sign-up to grow the client's total balance at the Bank. Total Balance includes the aggregate balance of deposit, investments and accumulated premiums of selected Life Assurance Plans under personal account as primary account holder; and
      3. Take up or hold HKD Savings Account, HKD Current Account (or any Foreign Currency Savings Account), Priority Banking Credit Card, Standard Chartered ATM Card, and Online Banking (or Phone Banking Services) upon the Priority Banking sign-up. Referee must complete the registration of Online Banking or use the Phone Banking Services at least once within 2 weeks from the Banking Plan sign-up date; and
      4. Maintain a total balance of no less than HK$1,000,000 until the relevant designated date below:
        Sign up Date (both dates inclusive) Designated Date (inclusive)
        1 – 30 April 2017 31 July 2017
        1 – 31 May 2017 31 August 2017
        1-30 June 2017 30 September 2017
  2. The incentive of Asia Miles will be given to Eligible Referrer for Priority Banking Online Referral Program as per the table below:
    Total Number of Successful Referral(s) during the Promotion Period Asia Miles
    1 10,000 miles per successful referral
    2 15,000 miles per successful referral
    3 or more 20,000 miles per successful referral
  3. Eligible Referrer for Priority Banking Online Referral Program must have an existing Asia Miles Membership Account or otherwise has to set up an Asia Miles Membership Account for the entitlement of the miles. Eligible Referrer for Priority Banking Online Referral Program must have successfully registered online during the period from 1 April 2017 to 31 July 2017, both dates inclusive (“Registration Period”) with valid Asia Miles membership in the name of the Eligible Referrer for Priority Banking Online Referral Program at the Bank's website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled or modified. For Eligible Referrer for Priority Banking Online Referral Program who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for miles crediting purpose. The Bank will forward the relevant information, including family name, given name, membership number of Eligible Referrer for Priority Banking Online Referral Program, and the entitled amount of miles, if any, to Asia Miles by December 2017 . Miles will be credited into relevant account within 4 to 6 weeks thereafter. In case information submitted is incorrect or insufficient as considered by the Bank or Asia Miles Limited or if any of the criteria relating to this Referral Offer has not been met, the Bank will credit cash rebate as an alternative to the Asia Miles offer. Cash rebate will be available to Eligible Referrer for Priority Banking Online Referral Program as per table shown in Clause 4 of this Section, and the Bank will credit the cash rebate to respective account held by the Eligible Referrer in the sequence as specified in Clause 5 and 6 of this Section without any prior notices. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com.
  4. If Eligible Referrer for Priority Banking Online Referral Program choose the cash rebate offer or did not submit the online registration form within the Registration Period from the sign-up date of Priority Banking by Eligible Referee or any information submitted via online registration is incorrect or insufficient for Asia Miles entitlement, cash rebate will be available to Eligible Referrer for Priority Banking Online Referral Program choose the cash rebate offer or as per table shown below:
    Total Number of Successful Referral(s) during the Promotion Period Cash Rebate
    1 HK$1,000 per successful referral
    2 HK$1,500 per successful referral
    3 or more HK$2,000 per successful referral
  5. The Bank will credit the cash rebate to respective HKD deposit account (excluding MortgageOne® Account and Mortgage $aver Current Account) held by the Eligible Referrer for Priority Banking Online Referral Program in sole name or in the capacity as primary account holder for joint account by January 2018 in the following sequence:
    1. Sub-account under Integrated Deposits Account;
    2. Current Account;
    3. Statement Savings;
    4. Passbook Savings
    If Eligible Referrer for Priority Banking Online Referral Program has no valid HKD deposit account, the Bank will credit to Eligible Referrer’s USD deposit account as above sequence. If Eligible Referrer for Priority Banking Online Referral Program has more than one account under same account type, the Bank will select any one of the accounts with the latest account opening date for the crediting at its discretion. Notification will be made to the Eligible Referrer for Priority Banking Online Referral Program upon successful crediting of cash rebate.
  6. If Eligible Referrer for Priority Banking Online Referral Program has no valid accounts as stated in Clause 5 of Section B, the Bank will credit the relevant amount of cash rebate to the Standard Chartered Credit Card provided by Eligible Referrer for Priority Banking Online Referral Program by January 2018. If Eligible Referrer for Referral Program holds more than one Standard Chartered Credit Card, the Bank reserves the right to credit the cash rebate into one single card account selected by the Bank. Notification will be made to the Eligible Referrer for Priority Banking Online Referral Program upon successful crediting of cash rebate.
  7. If Eligible Referrer for Priority Banking Online Referral Program is entitled to the offer under this Priority Banking Online Referral Program as well as other promotional offers, the Bank reserves the right to grant the Eligible Referrer for Priority Banking Online Referral Program one of or part of the prevailing offer or other offers. Separate Terms and Conditions apply to other Member-Get-Member offers. Please click here.
  8. The sign-up for Priority Banking by the Eligible Referees for Priority Banking Online Referral Program and the relevant banking products and services mentioned under Clause 1b of Section B above and their banking services with the Bank must remain valid at the time of the Asia Miles or cash rebate is credited to the Eligible Referrer for Priority Banking Online Referral Program. Otherwise, any reward/offer will be forfeited absolutely and not be provided to the Eligible Referrer for Priority Banking Online Referral Program through any other means.

Premium Online Member-Get-Member Referral Program ("Premium Online Referral Program")

Important Notes: Please also read the General Terms and Conditions for Online Referral Program.

    A. General Terms and Conditions for Premium Online Referral Program
  1. Referee may be entitled to reward under the Bank's other promotional offer(s), which is/are separate from the Premium Online Referral Program and is/are under separate terms and conditions. Please check with the Bank's staff for details.
  2. The actual offer that the Referrer may enjoy will be the prevailing offer of a certain promotion period during which the submission of the Online Registration Form (as defined in Clause 5a of the General Terms and Conditions for Online Member-Get-Member Referral Program), where applicable, falls into.
    B. Terms and Conditions for Premium Online Referral Program
  1. To be eligible for Referral Offer, Referrer (as defined in Clause 2 of the General Terms and Conditions for Online Referral Program) must make a Successful Referral under Clause 5 of the General Terms and Conditions for Online Referral Program. The New Services (as defined in Clause 4 of the General Terms and Conditions for Online Referral Program) selected by the Referee (as defined in Clause 3 of the General Terms and Conditions for Online Referral Program) in the Online Application Form must include Premium programme, and the New Service signed up by Referee successfully during the Promotion Period must include Premium programme.
  2. At the same time, referrer must fulfill the conditions of a Referrer as set out in Clause 5 of the General Terms and Conditions for Online Referral Program ("Eligible Referrer for Premium Online Referral Program").
  3. Referee must fulfill the conditions of a Referee as set out in Clause 3 and 5 of the General Terms and Conditions for Online Referral Program, AND the following additional conditions ("Eligible Referee for Premium Online Referral Program"):
    1. Take up or hold HKD Savings Account, HKD Current Account (or any Foreign Currency Savings Account), Standard Chartered Platinum Credit Card or Standard Chartered Asia Miles MasterCard, Standard Chartered ATM Card, and Online Banking Services (or Phone Banking Services) upon Premium sign-up. Eligible Referee for Premium Online Referral Program must complete the registration of Online Banking Services or use the Phone Banking Services at least once within 2 weeks from the date of signing up for Premium ; and
    2. Complete “Customer Investment Profile” questionnaire within 2 weeks from the date of signing up for Premium; and
    3. Procure a New Fund Growth Amount (defined below) of not less than HK$200,000 within 2 weeks from the date of signing up for Premium. Any amount of new funds deposited by Eligible Referee for Premium Online Referral Program (by cash, cheque / cashier's order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)) or telegraphic transfer from other banks excluding any transfer of funds from any accounts within the Bank) to grow his / her total balance at the Bank (including the aggregate balance of deposits, investments and accumulated premiums of selected insurance under personal account as primary account holder) shall be considered as the "New Funds Growth Amount"; and
    4. Required to maintain the new total balance of Premium (that is, the New Funds Growth Amount) until the designated date below :
      Sign Up Date (both dates inclusive) Designated Date (inclusive)
      1 – 30 April 2017 31 July 2017
      1 – 31 May 2017 31 August 2017
      1-30 June 2017 30 September 2017
  4. The incentive of Asia Miles will be given to Eligible Referrer for Premium Online Referral Program as per the table below:
    Total Number of Successful Referral(s) during the Promotion Period Asia Miles
    1 3,000 miles per successful referral
    2 4,000 miles per successful referral
    3 or more 5,000 miles per successful referral
  5. Eligible Referrer for Premium Online Referral Program must have an existing Asia Miles Membership Account or otherwise has to set up an Asia Miles Membership Account for the entitlement of the miles. Eligible Referrer for Premium Online Referral Program must have successfully registered online during the period from 1 April 2017 to 31 July 2017, both dates inclusive (“Registration Period”) with valid Asia Miles membership in the name of the Eligible Referrer for Premium Online Referral Program at the Bank's website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled or modified. For Eligible Referrer for Premium Online Referral Program who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for miles crediting purpose. The Bank will forward the relevant information, including family name, given name, membership number of Eligible Referrer for Premium Online Referral Program, and the entitled amount of miles, if any, to Asia Miles by December 2017. Miles will be credited into relevant account within 4 to 6 weeks thereafter. In case information submitted is incorrect or insufficient as considered by the Bank or Asia Miles Limited or if any of the criteria relating to this Referral Offer has not been met, the Bank will credit cash rebate as an alternative to the Asia Miles offer. Cash rebate will be available to Eligible Referrer for Premium Online Referral Program as per table shown in Clause 6 of this Section, and the Bank will credit the cash rebate to respective account held by the Eligible Referrer in the sequence as specified in Clause 7 and 8 of this Section without any prior notices. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com.
  6. If Eligible Referrer for Premium Online Referral Program choose the cash rebate offer or did not submit the online registration form within the Registration Period from the sign-up date of Premium by Eligible Referee or any information submitted via online registration is incorrect or insufficient for Asia Miles entitlement, cash rebate will be available to Eligible Referrer for Premium Online Referral Program as per table shown below:
    Total Number of Successful Referral(s) during the Promotion Period Cash Rebate
    1 HK$300 per successful referral
    2 HK$400 per successful referral
    3 or more HK$500 per successful referral
  7. The Bank will credit the cash rebate to respective HKD deposit account (excluding MortgageOne® Account and Mortgage $aver Current Account) held by the Eligible Referrer for Premium Online Referral Program in sole name or in the capacity as primary account holder for joint account by January 2018 in the following sequence:
    1. Sub-account under Integrated Deposits Account;
    2. Current Account;
    3. Statement Savings;
    4. Passbook Savings
    If Eligible Referrer for Premium Online Referral Program has no valid HKD deposit account, the Bank will credit to Eligible Referrer’s USD deposit account as above sequence. If Eligible Referrer for Premium Online Referral Program has more than one account under same account type, the Bank will select any one of the accounts with the latest account opening date for the crediting at its discretion. Notification will be made to the Eligible Referrer for Premium Online Referral Program upon successful crediting of cash rebate.
  8. If Eligible Referrer for Premium Online Referral Program has no valid accounts as stated in Clause 7 of Section B, the Bank will credit the relevant amount of cash rebate to the Standard Chartered Credit Card provided by Eligible Referrer for Premium Online Referral Program by January 2018. If Eligible Referrer for Referral Program holds more than one Standard Chartered Credit Card, the Bank reserves the right to credit the cash rebate into one single card account selected by the Bank. Notification will be made to the Eligible Referrer for Premium Online Referral Program upon successful crediting of cash rebate.
  9. If Eligible Referrer for Premium Online Referral Program is entitled to the offer under this Premium Online Referral Program as well as other promotional offers, the Bank reserves the right to grant the Eligible Referrer for Premium Online Referral Program one of or part of the prevailing offer or other offers. Separate Terms and Conditions apply to other Member-Get-Member offers. Please click here.
  10. The sign-up for Premium by the Eligible Referees for Premium Online Referral Program and the relevant banking products and services mentioned under Clause 3 of Section B above and their banking services with the Bank must remain valid at the time of the Asia Miles or cash rebate is credited to the Eligible Referrer for Premium Online Referral Program. Otherwise, any reward/offer will be forfeited absolutely and not be provided to the Eligible Referrer for Premium Online Referral Program through any other means.
Salary BonusPack Online Member-Get-Member Referral Program ("Salary BonusPack Online Referral Program")

Important Notes: Please also read the General Terms and Conditions for Online Referral Program.

    A. General Terms and Conditions for Salary BonusPack Online Referral Program
  1. Referee may be entitled to reward under the Bank's other promotional offer(s), which is/are separate from the Salary BonusPack Online Referral Program and is/are under separate terms and conditions. Please check with the Bank's staff for details.
  2. The actual offer that the referrer may enjoy will be the prevailing offer of a certain promotion period during the submission of the Online Registration Form(as defined in Clause 5a of the General Terms and Conditions for Online Referral Program), where applicable, falls into.
    B. Terms and Conditions for Salary BonusPack Online Referral Program
  1. To be eligible for the Asia Miles or the cash rebate under Salary BonusPack Online Referral Program, Referrer (as defined in Clause 2 of the General Terms and Conditions for Online Referral Program) must make a Successful Referral under Clause 5 of the General Terms and Conditions for Online Referral Program. The New Services (as defined in Clause 4 of the General Terms and Conditions for Online Referral Program) selected by the Referee (as defined in Clause 3 of the General Terms and Conditions for Online Referral Program) in the Online Application Form must include Salary BonusPack, and the New Service signed up by Referee successfully during the Promotion Period must include Salary BonusPack:
    1. Referrer must fulfill the conditions of a Referrer as set out in Clause 5 of the General Terms and Conditions for Online Referral Program ("Eligible Referrer for Salary BonusPack Online Referral Program");
    2. Referee must fulfill the conditions of a Referee as set out in Clause 5 of the General Terms and Conditions for Online Referral Program, AND the following addition conditions ("Eligible Referee for Salary BonusPack Online Referral Program"):
      1. The Referee must NOT have used any auto-payroll services with the Bank in the past 12 months prior to his/her Bonus Payroll Account ("BP Account") sign up date; and
      2. The Asia Miles / Cash Rebate to be awarded is calculated based on the actual payroll deposited. If the monthly payroll amount varies from month to month, the Asia Miles shall be calculated according to the client’s average monthly payroll amount within the first 3 months after the first transaction amount is deposited into the BP Account . The Bank’s records of the client’s payroll amount and number of payroll transactions are final and conclusive evidence for the purpose of this sub-sub-clause. In case of disputes, the Bank’s decision shall be final and binding; and
      3. Eligible Client must use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account. If the BP Account is suspended or terminated or if the Eligible Client ceases to use the BP Account for auto-payroll services for any reason at the time the Asia Miles / Cash Rebate being posted to Eligible Client as specified in Clause 3 of Section B, from the effective date of such suspension, termination or cessation (or any other date which we may specify at our sole and absolute discretion), the Eligible Client will no longer be entitled to any of the Salary Package Offers.
  2. The incentive of Asia Miles will be given to Eligible Referrer for Salary BonusPack Online Referral Program as per the table below:
    Total Number of Successful Referral(s) during the Promotion Period Asia Miles
    1 1,000 miles per successful referral
    2 1,500 miles per successful referral
    3 or more 2,000 miles per successful referral
  3. Eligible Referrer for Salary BonusPack Online Referral Program must have an existing Asia Miles Membership Account or otherwise has to set up an Asia Miles Membership Account for the entitlement of the miles. Eligible Referrer for Salary BonusPack Online Referral Program must have successfully registered online during the period from 1 April 2017 to 31 July 2017, both dates inclusive (“Registration Period”) with valid Asia Miles membership in the name of the Eligible Referrer for Salary BonusPack Online Referral Program at the Bank's website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled or modified. For Eligible Referrer for Salary BonusPack Online Referral Program who has made multiple online registration submissions, only the latest registration record will be taken by the Bank for miles crediting purpose. The Bank will forward the relevant information, including family name, given name, membership number of Eligible Referrer for Salary BonusPack Online Referral Program, and the entitled amount of miles, if any, to Asia Miles by December 2017. Miles will be credited into the relevant Asia Miles account within 4 to 6 weeks thereafter. In case information submitted is incorrect or insufficient as considered by the Bank or Asia Miles Limited or if any of the criteria relating to this Referral Offer has not been met, the Bank will credit cash rebate as an alternative to the Asia Miles offer. Cash rebate will be available to Eligible Referrer for Salary BonusPack Online Referral Program as per table shown in Clause 4 of this Section, and the Bank will credit the cash rebate to respective account held by the Eligible Referrer in the sequence as specified in Clause 5 and 6 of this Section without any prior notices. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com.
  4. If Eligible Referrer for Salary BonusPack Online Referral Program choose the cash rebate offer or did not submit the online registration form within the Registration Period from the sign-up date of Salary BonusPack by Eligible Referee or any information submitted via online registration is incorrect or insufficient for Asia Miles entitlement, cash rebate will be available to Eligible Referrer for Salary BonusPack Online Referral Program as per table shown below:
    Total Number of Successful Referral(s) during the Promotion Period Cash Rebate
    1 HK$100 per successful referral
    2 HK$150 per successful referral
    3 or more HK$200 per successful referral
  5. The Bank will credit the cash rebate to respective HKD deposit account (excluding MortgageOne® Account and Mortgage $aver Current Account) held by the Eligible Referrer for Salary BonusPack Online Referral Program in sole name or in the capacity as primary account holder for joint account by January 2018 in the following sequence:
    1. Sub-account under Integrated Deposits Account;
    2. Current Account;
    3. Statement Savings;
    4. Passbook Savings
    If Eligible Referrer for Salary BonusPack Online Referral Program has no valid HKD deposit account, the Bank will credit to Eligible Referrer’s USD deposit account as above sequence. If Eligible Referrer for Salary BonusPack Online Referral Program has more than one account under same account type, the Bank will select any one of the accounts with the latest account opening date for the crediting at its discretion. Notification will be made to the Eligible Referrer for Salary BonusPack Online Referral Program upon successful crediting of cash rebate.
  6. If Eligible Referrer for Salary BonusPack Online Referral Program has no valid accounts as stated in Clause 5 of Section B, the Bank will credit the relevant amount of cash rebate to the Standard Chartered Credit Card provided by Eligible Referrer for Salary BonusPack Online Referral Program by January 2018. If Eligible Referrer for Referral Program holds more than one Standard Chartered Credit Card, the Bank reserves the right to credit the cash rebate into one single card account selected by the Bank. Notification will be made to the Eligible Referrer for Salary BonusPack Online Referral Program upon successful crediting of cash rebate.
  7. If Eligible Referrer for Salary BonusPack Online Referral Program is entitled to the offer under this Salary BonusPack Online Referral Program as well as other promotional offers, the Bank reserves the right to grant the Eligible Referrer for Salary BonusPack Online Referral Program one of or part of the prevailing offer or other offers. Separate Terms and Conditions apply to other Member-Get-Member offers. Please click here.
  8. The sign-up for Salary BonusPack by the Eligible Referees for Salary BonusPack Online Referral Program and the relevant banking products and services mentioned under Clause 1b of Section B above and their banking services with the Bank must remain valid at the time of the Asia Miles or cash rebate is credited to the Eligible Referrer for Salary BonusPack Online Referral Program. Otherwise, any reward/offer will be forfeited absolutely and not be provided to the Eligible Referrer for Salary BonusPack Online Referral Program through any other means.
  9. Promotional offers for Salary BonusPack for Eligible Referee will be subject to separate terms and conditions. Please refer to the section below or check with the Bank's staff for details.
  10. If the Eligible Referrer for Salary BonusPack Online Referral Program referred an Eligible Referee for Salary BonusPack Online Referral Program under other referral programs (including but not limited to Salary BonusPack Member-get-member Referral Program and Instant Reward for Salary BonusPack Member-get-member Referral Program) and engaged the respective rewards, the Eligible Referrer for Salary BonusPack Online Referral Program will NOT be entitled to any rewards/offers under this Salary BonusPack Online Referral Program.
Credit Card Online Member-Get-Member Referral Program (“Credit Card Online Referral Program”)

Important Notes: Please also read the General Terms and Conditions for Online Member-Get-Member Referral Program.

    Terms and Conditions for Credit Card Online Referral Program:
  1. To be eligible for the Referral Offer (as defined in Clause 8 of the General Terms and Conditions for Online Member-Get-Member Referral Program) of Credit Card Online Referral Program, Referrer (as defined in clause 2 of the General Terms and Conditions for Online Referral Program) must make a Successful Referral under Clause 5 of the General Terms and Conditions for Online Referral Program. The New Services (as defined in Clause 4 of the General Terms and Conditions for Online Referral Program) selected by the Referee (as defined in Clause 3 of the General Terms and Conditions for Online Referral Program) in the Online Application Form must include Designated Credit Cards, and the New Service that Referee successfully signed up for during the Promotion Period must include Designated Credit Cards. Referrer must also fulfill the Conditions of a Referrer as set out in Clause 5 of the General Terms and Conditions for Online Referral Program ( "Eligible Referrer for Credit Card Online Referral Program").
  2. Referee must fulfil the conditions of a Referee as set out in Clause 3 and 5 of the General Terms and Conditions for Online Referral Program ("Eligible Referee for Credit Card Online Referral Program").
  3. Eligible Referrer for Credit Card Online Referral Program can get cash rebate as Referral Offer based on the number of successful referral of of New Cardholder(s), regardless of the actual number of Designated Credit Cards that are applied for by Eligible Referee for Credit Card Online Referral Program and that are approved by the Bank. No maximum quota applies.
    Total Number of Successful Referral(s) of New Cardholder(s) Cash Rebate
    1 HK$100 per Successful Referral
    2 HK$150 per Successful Referral
    3 or more HK$200 per Successful Referral
  4. Examples:
    With Successful Referral of 2 New Cardholders, Eligible Referrer for Credit Card Online Referral Program may earn a total of HK$300 cash rebate (HK$150 x 2).
    With Successful Referral of 3 New Cardholders, Eligible Referrer for Credit Card Online Referral Program can earn a total of HK$600 cash rebate (HK$200 x 3).
  5. Each Referee for Credit Card Online Referral Program can be referred by one Eligible Referrer for Credit Card Online Referral Program only. If the same Referee for Credit Card Online Referral Program is referred by more than one Eligible Referrer for Credit Card Online Referral Program for one Designated Credit Card, only the first approved application for the Designated Credit Card will be regarded as a valid referral and only the Eligible Referrer for Credit Card Online Referral Program for the said first approved application may receive the Referral Offer.
  6. Eligible Referrer for Credit Card Online Referral Program can be eligible for Referral Offer only if the Designated Credit Card(s) applied by Eligible Referee for Credit Card Online Referral Program is/are successfully approved by the Bank on or before 31 August 2017.
  7. The Bank will credit the cash rebate to respective HKD deposit account (excluding MortgageOne® Account and Mortgage $aver Current Account) held by the Eligible Referrer for Credit Card Online Referral Program with the Bank in sole name or in the capacity as primary account holder for joint account by January 2018 in the following sequence:
    1. Sub-account under Integrated Deposits Account;
    2. Current Account;
    3. Statement Savings;
    4. Passbook Saving
    If Eligible Referrer for Credit Card Online Referral Program has no valid HKD deposit account, the Bank will credit to Eligible Referrer’s USD deposit account as above sequence. If Eligible Referrer for Credit Card Online Referral Program has more than one account under same account type, the Bank will select any one of the accounts with the latest account opening date for the crediting at its discretion.
  8. If Eligible Referrer for Credit Card Online Referral Program has no valid accounts as stated in Clause 7, the Bank will credit the relevant amount of cash rebate to the Standard Chartered Credit Card which provided by Eligible Referrer for Credit Card Online Referral Program by January 2018. If Eligible Referrer for Credit Card Online Referral Program is holding more than one Standard Chartered Credit Card, the Bank reserves the right to credit the cash rebate into one single card account selected by the Bank.
  9. Banking services/ products of Eligible Referrer for Credit Card Online Referral Program with the Bank must be valid and in good credit status at the time of Referral Offer disbursement.
  10. If Eligible Referrer for Credit Card Online Referral Program is entitled to the Referral Offer under this Credit Card Online Referral Program as well as other promotional offers, the Bank reserves the right to grant the Eligible Referrer for Credit Card Online Referral Program one of or part of the prevailing offer or other offers. Separate Terms and Conditions apply to other Member-Get-Member offers. Please click here for details.
  11. All applications for Designated Credit Cards are subject to relevant eligibility, application process and product terms and conditions or other banking agreement, including but not limited to the Credit Card Application Declaration, the Credit Card Terms, the Client Terms and Important Information and Terms and Conditions for Application of Standard Chartered Credit Card. The approval of any credit card application and/or the above reward(s) is subject to the decision of the Bank which shall be final and conclusive.

Note:
  • This webpage does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction, nor does it constitute any prediction of likely future price movements.
  • Investor(s) should not make investment decision based on this webpage alone.
  • This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
Terms and Conditions for Welcome Offer to Referee
Priority Banking

For details, please visit https://www.sc.com/hk/promotion/priority/wealth/exclusive-offer-new-customers.html#tc

Premium programme

For details, please visit www.sc.com/hk/campaign/premium/#terms-conditions

Salary BonusPack

For details, please visit https://www.sc.com/hk/promotion/save/salary-bonuspack/?pid=pin_sbp_en#tc

Credit Card

For details, please visit https://www.sc.com/hk/credit-cards/terms-and-conditions.html#aewelcomegift

Integrated Deposits Account Online Promotion Offer

For details, please visit https://www.sc.com/hk/save/integrated-account.html?pid=online_mgm_en#offers

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