Easy Reward Redemption

View the "360° Rewards Catalogue"

  • 25,000 points for HK$100 shopping coupons of the designated merchant
  • 15,000 points for 1,000 Asia Miles
Earning Points the Ultra-Easy Way
Product Category Reward Basis No. of Points Earned Per Month Maximum No. of Points Earned Per Month
Standard Chartered UnionPay ATM Card Every HK$1 retail spending in designated transactions 1 No limit
Deposits, Structured Investment Series and Premium Deposit Every HK$200,000 of the average daily balance 100 10,000
Insurance Every HK$100,000 of the average daily balance of the accumulated premium 500 10,000
Business Instalment Loan / Loan under Government Guarantee Scheme Every HK$200,000 of the month end loan balance 1,000 10,000
Mortgage Loan Every HK$500,000 of the month end loan balance 250 10,000
Investments Every HK$500,000 of the average daily balance 250 10,000
Trade Finance Every HK$100,000 (calculated based on the daily average balance) new eligible transaction / loan balance 1,000 20,000
Hassle-Free Spending
  • Worldwide ATM services
    Wherever you are, you can withdraw cash or check account balance via the ATMs with the following network logos:
    JETCO - over 2,500 Standard Chartered and JETCO ATMs in Hong Kong and Macau.
    China UnionPay -nearly 1,000,000 ATMs in over 90 countries (including the Mainland).
  • Wide acceptance at numerous merchants around the world
    The Standard Chartered UnionPay ATM Card is widely accepted at more than 3,000,000 China UnionPay merchants in Hong Kong, the Mainland and overseas.
  • Cross-Border Direct Debit Authorisation Service
    You can arrange Direct Debit Authorisation at any Standard Chartered branch in Hong Kong to settle your bills of the merchants in the Shenzhen area (such as electric, gas, cable TV, broadband, telecom services, mobile phone services, property management fees, etc.). Enjoy convenience and avoid late fees on your bills!
Important Note

Structured Investment Series, Premium Deposit and some investment products are structured products involving derivatives. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you in regards to your financial situation, investment experience and investment objectives.
Risk Disclaimer Statement
  • Investment involves risks. The prices of investment products may move up or down and the worst case will result in loss of your entire investment. Customers should consider their own investment objective, investment experience, financial situation and risk tolerance level; and also read the Terms and Conditions of the relevant investment services / offering documents including the risk disclosures, and it is advised to seek independent professional advice before making any investment decision.
  • Structured Investment Series and Premium Deposit are NOT an alternative to an ordinary savings or time deposit, and are NOT a protected deposit and NOT being protected under the Deposit Protection Programme in Hong Kong.

This document does not constitute any invitation or recommendation to any person to enter into any transaction of financial products. Customers should not only base on this document alone to make investment decisions. This document has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.