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City, Metropolis, Urban

Best Digital Deposit Products in Town

Earn interest and miles in 3 steps with SC Mobile App

Best Digital Deposit Products in Town

Open deposit accounts in SC Mobile App in just 3 simple steps and you can effortlessly amplify your interest or gather Asia Miles on the go.

Adult, Male, Man

Effortless Earnings for All

Open a Marathon Savings Account to earn up to 4.8% p.a.; while payroll clients can enjoy HKD800 a cash rebate with a lowered balance requirement of HKD500,000 new funds.

Airport, Person, Electronics

Seamless fun for Everyone

Open a 12-month AMTD account with HKD200,000 new funds and a FXTD account together to earn 8,000 Asia Miles as a limited-time extra reward.

The Best Deposit Products* in Hong Kong

Slickest way to earn and spend

*Awarded the FinTech Awards 2023 – Outstanding Digital Deposit Solution

Marathon Savings Account

  • Up to 4.8% p.a.
  • Deposit a specified amount of new funds to enjoy a HKD800 cash rebate. Payroll clients can enjoy the cash rebate with a lower threshold of HKD500,000 new funds, while other clients must deposit HKD1,000,000 or above!
  • Learn more

Payroll Account

  • Earn a welcome reward of up to HKD1,600 cash rebate
  • Earn up to 1,000 miles on a monthly basis
  • Learn more

Asia Miles Time Deposit Account

  • Earn up to 40,000 miles for every HKD100,000 in savings deposits
  • Learn more

Foreign Exchange Time Deposit Account

  • Exchange designated currency and set up time deposit to earn up to 13.8% p.a.
  • Tenor as short as 7 days
  • Learn more

Risk Disclosure Statement

Risk Disclosure Statements for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).