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Below is expired on date: 2023-03-12

Standard Chartered Personal Instalment Loan interest rate (APR) as low as 1.65%# with 0% handling fee

  • Loan amount up to 18X monthly salary or HKD2,500,000 (applicable to loan tenor of 12 months) / HKD2,000,000 (applicable to loan tenor of 24 – 60 months) (whichever is lower)

Remarks

  • # The Annualised Percentage Rate is 1.65% (for clients with loan amount of HKD$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who are an existing Priority Private/
    Priority Banking client/clients who use the Bank’s auto-payroll services. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions.* New Clients are applicants who are not holding any loans and/or credit cards issued by the Bank at the time of this application1. The Monthly Flat Rate shown above was for reference only.2. For every HKD1,000 loan amount.

    3. The above Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). This APR does not include cash rebate.

    The Annualised Percentage Rate ranged from 1.65% to 36% and flexible repayment period of 12 to 60 months. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.