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Two currencies on one card offers you convenience and flexibility for dual currency settlement and repayment.

Apply Now

Two currencies on one card offers you convenience and flexibility for dual currency settlement and repayment.

  • Apply Now

    Apply for Standard Chartered Credit Card

    Do you confirm you are an existing Standard Chartered Principal Cardholder^?

    (Only applicable to existing principal cardholder who has no change of information in the existing credit card’s record such as mobile phone number, residential address.  If you would like to change any information, please click here.)

    ^Not applicable to existing cardholders who solely hold a corporate card or MANHATTAN Credit Card.

    Note:

    – All correspondence of new card(s) applied in this application will be sent to the address in your existing credit card’s record.

    – The Bank reserves the right to request for additional information and documents for application approval.

    – If you have multiple Standard Chartered Credit Cards, you shall have one approved credit limit which is to be shared among all Standard Chartered Credit Cards.

Features

Apply for two designated Standard Chartered Credit Cards¹

For New Cardholders² and Conditions apply.
  • Apply Now

    Apply for Standard Chartered Credit Card

    Do you confirm you are an existing Standard Chartered Principal Cardholder^?

    (Only applicable to existing principal cardholder who has no change of information in the existing credit card’s record such as mobile phone number, residential address.  If you would like to change any information, please click here.)

    ^Not applicable to existing cardholders who solely hold a corporate card or MANHATTAN Credit Card.

    Note:

    – All correspondence of new card(s) applied in this application will be sent to the address in your existing credit card’s record.

    – The Bank reserves the right to request for additional information and documents for application approval.

    – If you have multiple Standard Chartered Credit Cards, you shall have one approved credit limit which is to be shared among all Standard Chartered Credit Cards.

  • Learn More

Apply for Standard Chartered UnionPay Dual Currency Platinum Credit Card¹

For New Cardholders² and Conditions apply.
  • Apply Now

    Apply for Standard Chartered Credit Card

    Do you confirm you are an existing Standard Chartered Principal Cardholder^?

    (Only applicable to existing principal cardholder who has no change of information in the existing credit card’s record such as mobile phone number, residential address.  If you would like to change any information, please click here.)

    ^Not applicable to existing cardholders who solely hold a corporate card or MANHATTAN Credit Card.

    Note:

    • All correspondence of new card(s) applied in this application will be sent to the address in your existing credit card’s record.
    • The Bank reserves the right to request for additional information and documents for application approval.
    • If you have multiple Standard Chartered Credit Cards, you shall have one approved credit limit which is to be shared among all Standard Chartered Credit Cards.
  • Learn More

Details

Transactions made in Mainland China will be posted to your CNY account and you can choose to repay either in CNY or HKD. Transactions made in Hong Kong and overseas will be posted to your HKD account and be repaid in HKD.

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HKD Account CNY Account
Payment Options Settle Payment in HKD Settle Payment in CNY Settle Payment in HKD
Autopay
ATM
Phone Banking
Cheque+
Cash deposit machine
PPS
(merchant code: 21)
Online Banking

1. Customers must make repayment to the outstanding balance of the HKD and CNY accounts separately. Amounts overpaid to one account will not be credited to the other account.

2. Owing to fluctuations in exchange rates, customers are advised to check the CNY reference exchange rate at standardchartered.com.hk. You may consider paying 5% in excess of your outstanding amount as a buffer to avoid any interest incurred due to a shortfall arising from exchange rate fluctuation.

+HKD and CNY balances should be repaid in two separate cheques and marked clearly with “HKD account” or “CNY account” with the respective account number on the back of cheques.

Tips for Using Our Dual Currency Credit Card
  • Activate your Card with your HKD account number to enjoy the spending privileges.
  • You can use your HKD account number to enquire for both HKD and CNY account details.
  • No additional PIN is required upon making transactions. If you are asked to enter a PIN, you are advised to say “NO” or just input 6 digits of “0” and press “Enter”.
  • The consolidated statement will show the detailed transaction records including statement balance, minimum payment amount and Rewards Points summary of your HKD and CNY accounts respectively.

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Eligibility & Documents

Eligibility

  • Age

    at least 18 years old

  • Minimum Annual Income Requirement

    HK$96,000.

Documents Required

  • Attention

    Copies of the documents submitted must be complete, legible and without any masked information. The application form and any documents submitted will not be returned.

    Standard Chartered Bank (Hong Kong) Limited (“the Bank”) may request additional documents from you for approval purpose.

  • Identity proof

    Your Hong Kong Identity Card
    (Please enlarge and copy in clear quality)

  • Address proof

    Your latest residential address proof showing your name (e.g. utility bill or bank statement issued within the last 3 months)

    – Your permanent address proof showing your name, if permanent address is different from residential address (e.g. bank statement issued within the last 3 months or official document issued by a government body)

    – If the address provided in the application form (“Stated Address”) is different from the address as shown on the residential address proof (“RAP Address”) provided, RAP Address may supersede the Stated Address at the sole discretion of the Bank

  • Income proof

    Your latest 1 month’s salary slip OR Bank Statements/Passbook showing your name, account number and salary entries (latest 3 months’ records are required for irregular income earners)

    – If you are self-employed, please enclose your Business Registration Certificate AND latest Tax Demand Note

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To borrow or not to borrow? Borrow only if you can repay!

Remarks