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Selected cardholders can get up to HKD1,000 CashBack

Family are shopping in shopping mall and the card face of SC Smart Card

Selected cardholders can get up to HKD1,000 CashBack


We sincerely invite you to apply for Smart Card. As our selected client1, you can enjoy the Designated Offer of up to HKD1,000 CashBack2 by applying for the card and fulfilling relevant requirements by 31 May 2022. Earn and save on your everyday spending. All you need is ONE card – apply now.

Smart Card Shop easy, pay easy!

Unlimited 3-month Interest-free Instalment⁴

    You can split your bills with unlimited 3-month interest-free instalments⁴ for any retail spending of HKD500 or above in just a few clicks and enjoy added financial flexibility.

Zalora, sasa, klook and different companies logo

5% CashBack⁵ year-round at designated merchants

    Say goodbye to complicated cashback deals of most credit cards. With the Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, foodpanda, Klook, PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons and ZALORA, with no minimum spending required.

Get your Designated Offer of up to HKD1,000?

Click Apply now to start your application.


  1. The Designated offer for selected customer (“Designated Offer”) is only applicable to designated existing cardholders as selected by Standard Chartered Bank (Hong Kong) Limited (the “Bank”).
  2. Selected customers who have fulfilled the requirements as set out below during the period from 16 February 2022 to 31 May 2022 (both dates inclusive) (the “Promotion Period”) may enjoy 2.5% CashBack on the amount of Eligible Transactions made within the first 4 months from the date of card issuance, subject to a maximum of HKD1,000 CashBack:
    a. Selected Cardholders have submitted a Standard Chartered Smart Credit Card (“Smart Card”) application form via the Bank’s designated website; AND
    b. Selected Cardholders have successfully applied for, and being issued with, a principal card of the Smart Card by the Bank.
  3. “Eligible Transactions” are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase but do not include without limitation cash advances, gambling tokens, insurance payment, Octopus Automatic Add Value Service, bill payment (including but without limitation tax and utilities payment) via Internet/ATMs/Phone Banking Services or other available means, any money/electronic money transfer (including but not limited to any transfer made via person to person (P2P) payment services or mobile device/app/electronic funds transfer platform), unposted/cancelled/refunded/falsified/unauthorized transactions, any transfer/top up transaction from eligible cards to any account designed by the Bank from time to time, including but not limited to Octopus O!ePay, Alipay account and other digital payment account as may be made available by the Bank from time to time.
  4. The Bank will reverse HKD1 CashBack on the 360° Rewards Redemption Platform for every HKD180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, the Bank will also reverse HKD1 CashBack for every HKD180 instalment amount applied. Where there is insufficient CashBack balance on the 360° Rewards Redemption Platform for deduction, a negative balance will be displayed. If you select tenor of 6 months or above, the handling fee is as low as 0.15%.
  5. The maximum spending amount of Eligible Transactions that are made at Designated Merchants and qualified for the 5% CashBack Percentage is HKD60,000 per Card account from now until 31 December 2022. Any amount in excess will be counted as Other Eligible Transactions.
  6. Terms and conditions apply, please visit for details.
  7. Please click here for more details and Terms and Conditions for Designated Offer Promotion.

To borrow or not to borrow? Borrow only if you can repay!