Standard Chartered is dedicated to power our local SMEs to better compete in today’s ever-changing economic environment. Partnering with the HKMC Insurance Limited, we are committed to offer the SME Financing Guarantee Scheme (SFGS). With the help of Government Guarantee, the scheme could help you improve cash flow and get additional working capital to meet your day-to-day challenges.

Features of SFGS:

  • Eligible companies must have business operation in Hong Kong and be registered in Hong Kong under the Business Registration Ordinance.
  • Maximum Loan Amount could be up to HKD12 Million.
  • Can be in the form of term loan or revolving credit facility.
  • HKMCI will provide guarantee coverage of 50%, 60%, or 70% to the facilities of eligible companies.
  • Special Concessionary Measures under the Scheme provides 80% guarantee coverage at concessionary guarantee fee rates. (The application period for the 80% Guarantee Products has been extended to 28 February 2017.)


Business Instalment Loan Calculator

Terms and Conditions

The SFGS is provided by the HKMCI. For details, please visit the website of the HKMCI.

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