What is Evergreen Growth Saver?

Evergreen Growth Saver allows you pay up the plan in the early years for lifelong coverage and receive attractive returns thereafter, helping you to achieve your long-term financial goals with ease.

Features:

  • A choice of a single premium or a 5-year / 10-year premium term in US Dollar or HK Dollar policy currency.
  • Attractive long-term returns facilitate financial planning.
  • Medical underwriting is not required as long as the total number of policy(ies) does not exceed 5, and the aggregated annualised premium per life assured does not exceed US$1,250,000/HK$10,000,000¹.
  • Cash value of bonuses² can be redeemed during the policy term.
  • Life protection to secure your family.
1 Medical underwriting or filling in Health Declaration is not required unless the total number of Evergreen Growth Saver policy(ies) per life assured issued in the past 24 months exceeds 5, or the aggregated annualised premium per life assured issued in the past 24 months exceeds US$1,250,000 /HK$10,000,000. The calculation of aggregated annualised premium equivalent is 10% of the single premium and 100% of the annualised regular premium. All policies with different currencies would be added together by exchange rate of US$1 to HK$8 in calculating aggregated annualised premium equivalent per life assured. Normal underwriting on any optional supplementary benefit(s) is required. Final decision is subject to other underwriting requirements, including but not limited to financial underwriting.
2 Encashment of bonuses means the redemption of cash value of Reversionary Bonus and its corresponding Special Bonus. Encashment of cash value of Reversionary Bonus will reduce the long-term value of your policy. Special Bonus will be adjusted whenever the Reversionary Bonus is encashed, whether it is in whole or in part. The cash value of the bonuses is not guaranteed.

The above information is for reference only. For more information, terms and conditions of the respective life insurance plan, please refer to the relevant policy document and product leaflet.

Note:
The life assurance plans are life insurance products and are not bank deposit. They are underwritten by Prudential and distributed by Standard Chartered Bank (Hong Kong) Limited ("Standard Chartered"). Some of these plans may have a savings element and are not an alternative to ordinary savings or time deposits. Part of the premium pays for the insurance and related costs.

If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid, less any withdrawals (if applicable), provided that no claim has been made under the policy. A written notice signed by you should be received directly by the Prudential’s Hong Kong Principal Office at 25th Floor, One Exchange Square, Central, Hong Kong within the cooling off period (that is, within 21 days after the delivery of the policy or issue of a notice (informing you or your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, the projected total cash value (if applicable) may be less than the total premium you have paid. You should check with Prudential if you have any doubt regarding your cooling off right.

Standard Chartered is an insurance agent of Prudential.

As the issuer of the life assurance plans, Prudential will be responsible for all protection and claims issues. Prudential is not an associate or subsidiary company of Standard Chartered. This promotional material is not a contract of insurance and is intended to be a general summary for reference purpose only. Please refer to the policy for full terms and conditions. Standard Chartered does not accept any responsibilities regarding any statements provided by Prudential or any discrepancies or omissions in the contract of insurance nor shall Standard Chartered be held liable in any manner whatsoever in relation to your contract of insurance.

This promotional material is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This promotional material does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction. Customers should not rely on the information in this promotional material alone into any transaction. Specific professional advice is recommended.

Whether to apply for insurance coverage is your own individual decision. For Prudential’s life assurance plan policy provisions, details and risk disclosure please refer to relevant plan’s product leaflet/offering document and specimen policy.

In respect of an eligible dispute arising between Standard Chartered and the client out of the selling process or processing of the related transaction, Standard Chartered is required to enter into a Financial Dispute Resolution Scheme process with the client; however any dispute over the contractual terms of the product should be resolved between directly Prudential and the client.

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Online Appointment

We understand that everyone has different protection and financial needs. Simply make an appointment with us online, and our representative will contact you shortly and invite you to visit to your nearest Standard Chartered branch at a time most convenient for you for a Financial Needs Analysis. Upon completion of it, you will receive a Complimentary Gift from us. Subject to relevant Terms and Conditions.

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Promotion

Successfully apply for designated life insurance product(s) underwritten by Prudential to enjoy fabulous promotional offers. For details please visit your nearest Standard Chartered branch.

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Prudential Customer Service Hotline
Dedicated for Standard Chartered*

2281 1188

Extended Service Hours^

Monday to Friday 9:00a.m. – 8:00p.m
Saturday 9:00a.m. – 3:00p.m.
Except public holidays.

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* The life insurance products are underwritten by Prudential; Standard Chartered is an insurance agent of Prudential. This hotline is provided, managed, and operated by Prudential and provides policyowners with easy access for information about their Prudential life insurance policies taken out through Standard Chartered, claims, and other designated services.
^ For enquiries after service hours (service hours: Monday – Friday 9:00a.m. – 8:00p.m.; Saturday 9:00a.m. – 3:00p.m. and except public holidays), policyowners are able to access designated services through the hotline's Interactive Voice Response System. Alternatively, policyowners can simply leave messages, and Prudential's Customer Service Officers will follow up on the next working day.

All of the offers and services are subject to terms, conditions, and important notes. For details, please refer to relevant promotional leaflets or contact our branch staff.

Terms and Conditions

Notes:
The life assurance plans are life insurance products and are not bank deposit. They are underwritten by Prudential and distributed by Standard Chartered Bank (Hong Kong) Limited ("Standard Chartered"). Some of these plans may have a savings element and are not an alternative to ordinary savings or time deposits. Part of the premium pays for the insurance and related costs.

If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid, less any withdrawals (if applicable), provided that no claim has been made under the policy. A written notice signed by you should be received directly by the Prudential’s Hong Kong Principal Office at 25th Floor, One Exchange Square, Central, Hong Kong within the cooling off period (that is, within 21 days after the delivery of the policy or issue of a notice (informing you or your representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if you cancel the policy before the end of the term, the projected total cash value (if applicable) may be less than the total premium you have paid. You should check with Prudential if you have any doubt regarding your cooling off right.

Standard Chartered is an insurance agent of Prudential.

As the issuer of the life assurance plans, Prudential will be responsible for all protection and claims issues. Prudential is not an associate or subsidiary company of Standard Chartered. This webpage is not a contract of insurance and is intended to be a general summary for reference purpose only. Please refer to the policy for full terms and conditions. Standard Chartered does not accept any responsibilities regarding any statements provided by Prudential or any discrepancies or omissions in the contract of insurance nor shall Standard Chartered be held liable in any manner whatsoever in relation to your contract of insurance.

This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.

Whether to apply for insurance coverage is your own individual decision. For Prudential's life assurance plan policy provisions, details and risk disclosure please refer to relevant plan's product leaflet/offering document and specimen policy.

In respect of an eligible dispute arising between Standard Chartered and the client out of the selling process or processing of the related transaction, Standard Chartered is required to enter into a Financial Dispute Resolution Scheme process with the client; however any dispute over the contractual terms of the product should be resolved between directly Prudential and the client.

Important Note:
This Life Insurance Services may involve introducing investment-linked insurance plans to you. The investment decision is yours but you should not invest in such plans unless the intermediary who introduced them to you had explained to you that such plans are suitable for you having regard to your financial situation, investment experience and investment objectives.

Risk Disclosure Statement:

  • Investment involves risks. The investment returns under investment-linked insurance plans are calculated with reference to the fluctuation of performance of the underlying assets or underlying funds of the policy's investment choices. The investment returns are not guaranteed and it is possible for investor(s) to suffer loss of investment and premium paid.
  • Whether to apply for insurance coverage is your own individual decision. For Prudential's life assurance plan policy provision, details, important note and risk disclosure, please refer to relevant plan's product leaflet / product brochure and specimen policy.

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