Enjoy Credit Card Instalment Plan via SMS

  1. You will receive an SMS upon making an eligible transaction at Designated Merchant.
  2. To accept the Terms and Conditions of this plan, simply reply the corresponding response key "3 {X}" via SMS before its expiry.
  3. You will receive a confirmation SMS.
You will receive an SMS upon making an eligible transaction at Designated Merchant.
You will receive a confirmation SMS

 

Gentle Reminders

To apply Credit Card Instalment Plan via SMS, customers should accept opt-in, receive direct marketing mobile message from the Bank before making the transaction and reply the SMS with acceptance of the Terms and Conditions upon spending at Designated Merchant.

Please call our customer service hotline at 2886-4111 to opt-in and receive the direct marketing information from the bank.

 

Notes to Credit Card Instalment Plan

  1. Credit Card Instalment Plan (the “Plan”) is only applicable to cardholders (“Cardholders”) with credit card issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered credit card and its co-branded card, MANHATTAN credit card and its co-branded card. The Plan is not applicable to Standard Chartered WorldMiles Card, UnionPay Dual Currency Platinum Credit Card, Corporate and Business Card cardholders.
  2. Once the Bank approves the application for the Plan by the Cardholder, the Bank would pay to the merchant the full transaction amount on behalf of the Cardholder who shall repay to the Bank such loan by instalments. Cardholders are bound to repay on time to the Bank until the loan is paid off, even upon closure of merchant or any of its outlets.
  3. The Plan via SMS is only applicable to Cardholders who accept opt-in, receive direct marketing mobile message from the Bank before making the transaction and reply the SMS with acceptance of the Terms and Conditions.
  4. The lump sum amount of an instalment will be an integer for the Plan via SMS. Decimal places will not be counted for the purpose of calculating an instalment amount.
  5. The Bank and the merchants reserve the right to alter, extend, or terminate the Plan and amend the applicable terms and conditions of the Plan at any time. In case of disputes, the decision of the Bank shall be final and binding.
  6. If there is any inconsistency or conflict between the English and Chinese versions of these Notes, the English version shall prevail.