Renminbi Services for Hong Kong Residents

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Product Questions
What is the difference between Personal Instalment loan, Revolving Cash Card and Personal Line of Credit?

Personal Instalment Loan requires you to repay the principal and interest regularly, usually monthly. Interest is calculated at a predetermined interest rate according to the loan tenor you selected.

Revolving Cash Card or Personal Line of Credit is a credit limit granted to your revolving loan or current account, usually for standby purposes. Interest is calculated on the drawn amount on a daily basis. The main difference between the two is the money withdrawal method. A revolving loan involves a revolving cash card to withdraw cash at an ATM machine anytime.

A Personal Line of Credit involves the current account and the transactions made through this account via ATM cash withdrawal or cheque issuance. No withdrawal fee will be charged for an unsecured overdraft facility.

Can I re-borrow the principal amount which I have repaid from my existing Personal Instalment Loan?

We will occasionally invite customers to join the promotional campaign for top-up arrangement. The selected customers will receive our promotional leaflets and/or calls for top-up arrangement to re-borrow the repaid principal amount. Also, you are always welcome to contact us on 2886 0866 for any promotional details.

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Online Banking

About Standard Chartered Online Banking
What is Standard Chartered Online Banking?

Standard Chartered Online Banking is an innovative and comprehensive online banking service tailored to serve your changing financial needs. With Standard Chartered Online Banking, you can enjoy more convenient and round-the-clock banking services ranging from day-to-day account transfer transactions to valuable financial information, which enable you to manage your finance anytime anywhere.

What type of accounts can I access?
  • Hong Kong Dollar Savings/ Current/ Time Deposit Accounts
  • Renminbi Savings/ Time Deposit Accounts
  • Foreign Currency Savings/ Current/ Time Deposit Accounts
  • Mortgage/ Personal Loan Accounts
  • Credit Card Accounts
  • Investment Accounts

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Online Securities Service

Standard Chartered Bank Online Securities Service features
What can Standard Chartered Bank Online Securities Services do?

It provides the following key features:

  • Instant securities trading
  • Order Watching Services Good-till-Today
  • Comprehensive order types such as At-Auction Limit Order, Enhanced Limit Order, Market Order and Stop Loss Order
  • Instant order confirmation via email or SMS (pre-registration required)
  • Comprehensive stock portfolio overview
  • Instant available purchasing power
  • Detailed real time stock quote
  • Latest market information
What kind of shares can I trade online?

Currently, you can trade all securities listed on The Stock Exchange of Hong Kong Limited (SEHK) through our Online Securities Services, excluding those denominated in currencies other than Hong Kong Dollar, the Nasdaq-Amex Pilot Program Stocks and other stocks of listed companies which are incorporated in either the USA or Italy.

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Call Us

Call our hotline for further information.

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Email Us

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.